Install ReferKamao.
Earn Real UPI Cash.
Add ReferKamao directly to your Android device. It uses zero extra storage, never slows down your phone, and always runs the latest version with instant UPI payouts.
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Wallet Balance
₹1,250
25,000 Points
Level 1
20 Pts
Level 2
5 Pts
Level 3
2 Pts
How to Install on Android in 3 Steps
Tap "Install App"
Click the green "Install App Directly" button above on your mobile phone.
Confirm Installation
Your browser will ask "Install ReferKamao?". Tap Install or Add.
Open & Earn
ReferKamao is now on your home screen like any native app. Sign in and earn!
Everything in Your Pocket
One app for unlimited passive earning across 3 referral levels, daily games and instant UPI payouts.
Daily Rewards & Games
Gift Box, Lucky Spinner and Number Guessing — free points every single day with streak multipliers.
Live 3-Level Network
Track your L1, L2 and L3 referral network in real-time and watch your earnings grow on autopilot.
One-Tap UPI Withdrawals
Convert points at 20 Points = ₹1. Withdraw directly to your PhonePe, Google Pay, Paytm UPI ID.
Frequently Asked Questions
Does the ReferKamao app work on both Android and iPhone (iOS)?
Yes! ReferKamao works smoothly on both Android smartphones (Android 8.0+) and Apple iPhone (iOS 14.0+). Android users can install it in 1-click or download the APK, while iPhone users can open Safari, tap the Share icon, and select "Add to Home Screen" to install it as a standalone full-screen app.
Is there any fee or charge to download or install the app?
No, absolutely not. ReferKamao is 100% free to download and use. No initial deposit, registration fee, or investment is ever required to start earning.
How do I install the app on an iPhone (iOS)?
Open referkamao.com in the Safari browser on your iPhone. Tap the Share button at the bottom of the screen, scroll down, and select "Add to Home Screen". The ReferKamao app icon will appear on your home screen and open in full-screen mode just like a native app.
Will my points and referrals stay synced between web and app?
Yes, completely! Your account is securely linked to your profile, so whether you sign in from a desktop browser or the mobile app, your wallet balance, team network, and rewards stay synced in real time.
Do I need to repeatedly update the app manually?
No! The app is built on a modern live web app architecture. Whenever our team releases new features, games, or reward events, your app automatically updates seamlessly without requiring manual re-downloads.
Do I need a UPI ID to withdraw my earnings?
A UPI ID is not needed to earn points or refer friends. It is only required when you request a cash payout to your bank account from the withdrawal section.
Prefer to use the browser?
Create your account in seconds on any browser and start earning immediately without installing anything.
Start Earning Free