Understanding 20 Points = ₹1 and When You Can Withdraw
How the conversion works, what 2,000 Points really means, and how the withdrawal process works step by step.
01The fixed rate never changes
ReferKamao converts Points at a fixed rate of 20 Points = ₹1. No hidden fees, no changing rates. 50 Points = ₹2.50, 500 Points = ₹25, 2,000 Points = ₹100.
02When withdrawal unlocks
You can request a withdrawal once your balance crosses 2,000 Points (₹100). Head to the Wallet section, add your UPI ID, and tap Request Withdrawal.
03What happens after you request
Our team manually verifies each withdrawal to keep the network fair, then sends the payout to your UPI ID. Once approved, the money lands in your UPI app just like any other payment.
04Why points instead of rupees?
Many reward systems — airline miles, credit-card points, shopping coins — use points instead of currency. Points let a platform give very small rewards (like 2 Points for a Level 3 activity) that would be awkward to show as ₹0.10, and they make it easy to run bonuses and contests. The fixed conversion rate means you always know exactly what your points are worth.
05Why there is a minimum withdrawal
Every payout takes time to verify and process. A minimum threshold keeps the system efficient and gives the team enough activity history to confirm that the points were earned genuinely. It also protects the network from people who create many fake accounts to withdraw tiny amounts.
06Common reasons a withdrawal is rejected
The most common reasons are an incorrect or inactive UPI ID, a UPI ID registered in someone else’s name, duplicate accounts on the same device or mobile number, and points earned through self-referrals or fake signups. Double-check your UPI ID before submitting, and if a withdrawal is rejected, contact support with the request date so the team can explain why.
07Plan your first withdrawal
Divide the minimum threshold by the points you earn on a typical day to estimate when you can make your first withdrawal. For example, if you earn about 60 Points a day from daily rewards and referrals, you will reach 2,000 Points in roughly a month. Setting a target date keeps you motivated without unrealistic expectations.
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